In 2025, the FHA loan limit for Gloversville county of Fulton, NY stands at $472,030 for a single-family home, increasing to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum conventional loan for a single-family residence is $726,200. For two-unit homes, it rises to $929,850, for three units $1,123,900, and for four units $1,396,800.
Use our FHA calculator to check today’s best FHA rates and determine required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® fetches loan program data from thousands of lenders and compares it swiftly against your financial profile.
The Loan Limits Comparison Table for 2025 in Gloversville county, Fulton, NY, highlights maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
