For 2026, FHA loan limits in Mayfield county, Fulton, NY are defined as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for those with three units, and $907,900 for four-unit homes.
The maximum amount for conventional loans on a single-family residence is $726,200. For two units, it rises to $929,850, for three units, it's $1,123,900, and for properties with four units, the cap is $1,396,800.
Use our FHA calculator to discover today's most competitive FHA rates and to assess needed down payments, income, credit, reserves, and documents for qualification.
The Lendersa® calculator facilitates comparing FHA rates and terms with a variety of other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® acquires loan program data from thousands of lenders and quickly compares it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 for Mayfield county in Fulton, NY encompasses maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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