For the year 2026, in the county of Guilford, Chenango, situated in NY, the FHA loan limit stands at $472,030 for a single-family unit. It's $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.
The top amount for conventional loans is set at $726,200 for a single-family house, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Check out our FHA calculator to find today’s leading FHA rates and understand what’s needed in terms of down payment, income, credit, reserves, and documentation for qualification.
Using the Lendersa® calculator, you can contrast the rates and terms of FHA loans with a variety of other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from numerous lenders to swiftly match what they offer against your personal financial circumstances and needs.
In 2026, examine the loan limit comparison table for the county of Guilford, Chenango, within NY. Compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For details on qualification elements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
