In 2025, FHA loan limits for Oxford in Chenango county, NY, are $472,030 for a single-family home, $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
The maximum amount for conventional loans on a single-family home is $726,200, reaching $929,850 for two-unit residences, $1,123,900 for three-units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed to qualify.
Using the Lendersa® calculator, compare FHA rates and terms with all other loan programs. Analyze options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA terms.
Lendersa® promptly accesses data from thousands of lenders and compares it with your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Oxford, Chenango county, NY allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed qualification comparisons in areas like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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