For 2026, the FHA loan limit for a single-family home in Hartland county of Niagara, NY, is $472,030, while it is $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum available for conventional loans on a single-family home is $726,200. For homes with two units, it is $929,850; for three units, the cap is $1,123,900, and for four units, it is $1,396,800.
To find the best current FHA rates, utilize our FHA calculator, which also determines downpayments required, income qualifications, credit score, reserves, and necessary documentation.
The Lendersa® calculator provides comparisons of FHA rates and terms with various other loan programs. Compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from numerous lenders, quickly matching options to your financial profile and requirements.
The Loan Limits Comparison Table for 2026 for Hartland county in Niagara, NY, lets you compare top loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating income, reserves, and credit requisites.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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