In the year 2025, the FHA loan limit for Jamestown county in Chautauqua, NY stands at $472,030 for a single-family home. For a property with two units, the limit is $604,400, increases to $730,525 for three units, and is $907,900 for a four-unit building.
For conventional loans, the maximum allowed for a single-family residence is $726,200. It goes up to $929,850 for two-unit properties, $1,123,900 for three units, and maxes out at $1,396,800 for four units.
Use our FHA calculator to discover today's top FHA rates and establish the required down payment, income level, credit rating, reserves, and documentation to qualify.
The Lendersa® calculator helps you compare the rates and terms of FHA loans with those of other lending programs. Dive into a comparison of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® collects extensive loan program data from thousands of lenders to provide rapid, precise comparisons aligned with your unique financial profile and personal needs.
Our Loan Limits Comparison Table for 2025 in Jamestown county in Chautauqua, NY, allows for analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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