For the year 2026, the FHA loan limits in the county of Lake-Grove, Suffolk, NY, are set at $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Conventional loans offer maximum amounts of $822,375 for single-family residences, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Check today’s top FHA rates using our FHA calculator to understand the downpayment, income, credit, reserves, and documents necessary for eligibility.
Compare FHA rates and terms with other loan programs using Lendersa®'s calculator. Examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
Lendersa® swiftly matches loan program data from thousands of lenders to your financial profile and requirements.
For 2026 in Lake-Grove, Suffolk, NY, explore FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts in the Loan Limits Comparison Table. To understand qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
