For 2025, the FHA loan limit in Nesconset county of Suffolk, NY is specified as $1,089,300 for single-family homes, $1,394,775 for two-unit homes, $1,685,850 for three units, and $2,095,200 for four-unit properties.
The maximum amount for conventional loans stands at $1,089,300 for single-unit homes, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit structures.
Utilize our FHA calculator to find today's top FHA rates and identify the necessary downpayment, as well as income, credit, reserves, and document requirements to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against all other loan programs. Investigate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Gathering data from many lenders, Lendersa® swiftly matches it with your personal financial profile and necessary criteria.
Refer to the Loan Limits Comparison Table for 2025 in Nesconset county of Suffolk, NY, and compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze requirements more thoroughly, including income, reserves, and credit comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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