In 2025, within Lewiston county of Niagara, NY, the FHA loan limits are $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit structures, and $907,900 for four-unit properties.
Conventional loan maximums are $726,200 for a single-family residence, $929,850 for homes with two units, $1,123,900 for those with three units, and $1,396,800 for four-unit homes.
Use our FHA calculator to access today's competitive FHA rates, calculating the necessary downpayment, income level, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers extensive loan data from thousands of lenders, quickly aligning it with your individual financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lewiston, Niagara county, NY, outlines FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money top loan amounts. To compare qualification aspects like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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