2026 FHA (Government Loans) Limits for Grandyle-Village, Erie County, New York

In 2026, the FHA loan limit for Grandyle-Village county of Erie, NY stands at $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit residences.

The maximum loan amounts for conventional loans on a single-family residence are $548,250, increasing to $702,000 for duplexes, $848,500 for triplexes, and reaching $1,054,500 for four-unit homes.

Utilize our FHA calculator to uncover today’s most competitive FHA rates, and get insights into essential qualification factors like the downpayment, income, credit rating, reserves, and needed documents.

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Explore Your Loan Options in Grandyle-Village, NY

The Lendersa® calculator gives you the ability to compare FHA rates and terms against those from other loan programs. Weigh options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® efficiently compiles extensive data from thousands of lenders to provide you with rapid comparisons, aligning it to your specific financial profile and needs.

In 2026, our Loan Limits Comparison Table in Grandyle-Village county of Erie, NY displays the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification necessities such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Grandyle-Village county of Erie, NY

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Grandyle-Village FHA Lenders

  • Radius Federal Credit Union
  • 2853 Delaware Avenue, Kenmore, NY, 14217
  • Lends in New York
  • "At Radius Federal Credit Union, we believe that all of us share common
    goals, but we nurture individual dreams. Those dreams inspire your
    decisions, drive your ambitions, and revolve around what’s truly
    important. That’s your 360° life. And Radius is by your side for every turn and transition."

  • Morton Lane Federal Credit Union
  • 388 Englewood Avenue, Buffalo, NY, 14223
  • Lends in New York
  • Morton Lane Federal Credit Union is committed to serving its members' financial needs by providing the ultimate in banking convenience, excellent member service, convenient branch locations, competitive savings and loan programs and much more. We offer convenient 24 hour access to your accounts

  • Cross State Funding Corp
  • 416 Oliver Street, North Tonawanda, NY, 14120
  • Lends in New York
  • Our mission is to serve our customers with honesty, integrity and experience. We use our expertise to provide home loans to A++ clients and credit challenged clients alike. Our objective is to provide each customer with the lowest interest rate for thier situation and the best product type available for your needs.

  • Rediform Federal Credit Union
  • 3236 Lockport Road, Niagara Falls, NY, 14305
  • Lends in New York
  • Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security

  • L.W. INTEGRITY FUNDING, LLC
  • 4498 Main St, Suite 8, Buffalo, NY, 14226
  • Lends in New York
  • LW Integrity Funding LLC, our commitment to customers is in our name. Since 2005, we have helped clients across the Greater Buffalo area, and Western New York. We pride ourselves for building community and helping customers secure the mortgages they need to open a new chapter in their life.

  • Queen City Funding, Inc.
  • 1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228
  • Lends in New York
  • Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.

  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • Lends in New York
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced digital technology available."

  • 1st Priority Mortgage, Inc
  • 6000 Sheridan Dr, Williamsville, NY, 14221
  • Lends in New York
  • 1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.

  • Mainstream Funding Network
  • 5586 Main Street, Williamsville, NY, 14221
  • Lends in New York
  • MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.

  • CrossRoads Community Federal Credit Union
  • 3031 William Street, Buffalo, NY, 14227
  • Lends in New York
  • CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,