In 2026, the FHA loan limits in Lowville county of Lewis, NY are set as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit residences, and $907,900 for buildings with four units.
The maximum amounts for conventional loans on a single-family home are $726,200, with limits increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Use our FHA calculator to view today’s best FHA rates and determine the necessary downpayment, income requirements, credit, reserves, and documents needed for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs. Consider options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans besides FHA offerings.
Lendersa® processes extensive data from thousands of lenders to match it effectively with your financial profile and requirements within seconds.
The Loan Limits Comparison Table for 2026 in Lowville county of Lewis, NY outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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