In 2026, the FHA loan limit for Croghan county, Lewis, NY is established at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for buildings with three units, and $907,900 for structures comprising four units.
Conversely, the maximum limit for conventional loans on single-family residences amounts $726,200. When evaluating two-unit homes, the cap is set at $929,850, increasing to $1,123,900 for three-unit properties, and reaching $1,396,800 for those with four units.
Utilize our FHA calculator to access today’s prime FHA rates and ascertain factors like the necessary downpayment, income parameters, credit requirements, reserves, and essential documents for qualification.
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With Lendersa®'s calculator, you gain the ability to compare FHA rates and terms against other available loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This ensures a comprehensive overview of potential financial solutions aligned with FHA's offerings.
Lendersa® rapidly collects and evaluates extensive loan program data from thousands of lenders, juxtaposing it with your specific financial situation to deliver suitable options fitting your needs.
The Loan Limits Comparison Table for 2026 in Croghan, located in Lewis, NY, facilitates a detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth comparison of qualification factors such as income, reserves, and credit, utilize the comprehensive Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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