In 2026, the FHA loan limit for a single-family home in the Putnam county of Mahopac, NY is $1,089,300. For properties with two units, it rises to $1,394,775, for three units it is $1,685,850, and for four units, the limit is $2,095,200.
The highest conventional loan amount for a single-family residence is $1,089,300. This extends to $1,394,775 for homes with two units, $1,685,850 for three units, and $2,095,200 for four-unit homes.
Use our FHA calculator to view today’s leading FHA rates and assess the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rate and terms with those of other loan programs. Dive into comparisons between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By sourcing loan program data from numerous lenders, Lendersa® swiftly contrasts this information with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Mahopac county of Putnam, NY, gives a comprehensive overview comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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