For the year 2026, the FHA loan limit in New-Hyde-Park county of Nassau, NY stands at $822,375 for a single-family house, progressing to $1,053,000 for 2-units, $1,272,750 for 3-units, and up to $1,581,750 for 4-units.
The maximum loan amount for conventional loans on a single-family residence is set at $822,375, increasing to $1,053,000 for 2-units, $1,272,750 for 3-units, and reaching $1,581,750 for 4-units.
Use our FHA calculator to check today’s prime FHA rates and understand the necessary downpayment, income, credit requirements, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other programs. Analyze options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® sources extensive data from thousands of lenders, quickly matching it against your distinctive financial profile and needs.
In 2026, the Loan Limits Comparison Table in New-Hyde-Park county, Nassau, NY, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria involving income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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