For 2026, the FHA loan limits in Herricks county of Nassau, NY are defined as follows: $1,089,300 for a single-family home, $1,394,775 for a property with two units, $1,685,850 for homes with three units, and $2,095,200 for four-unit properties.
The maximum allowable amounts for conventional loans on a single-family residence are $1,089,300. For two-unit homes, it's $1,394,775; for three-unit properties, it is $1,685,850; and for four units, the cap is $2,095,200.
Our FHA calculator provides access to today’s top FHA rates, helping you calculate the necessary downpayment, income, credit, reserves, and documentation needed for qualification.
Lendersa® offers a calculator that allows comparisons between FHA rates and terms with those from other loan programs. Explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates data from thousands of lenders to swiftly match and compare financial profiles according to your unique needs.
Use the Loan Limits Comparison Table for 2026 in Herricks county of Nassau, NY, to explore maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, leverage Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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