In 2025, the FHA loan limit in North-Hempstead county of Nassau, NY is $822,375 for a single-family home. For two units, it's $1,053,000, for three units, the cap is $1,272,750, and for four units, it reaches $1,581,750.
The maximum loan amount for conventional loans on a single-family residence is $822,375. For two units, it is $1,053,000; for three units, it amounts to $1,272,750; and for four units, it's $1,581,750.
Use our FHA calculator to access today’s best FHA rates and determine the down payment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of diverse loan programs. Consider and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers comprehensive loan data from thousands of lenders, providing rapid matches to your financial profile and needs.
In 2025, the Loan Limits Comparison Table for North-Hempstead county of Nassau, NY equips you to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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