For 2026, the FHA loan limits in Sea-Cliff county of Nassau, NY are set at $822,375 for single-family homes. For two-unit residences, the amount is $1,053,000; for three-unit homes, it is $1,272,750; and for four-unit buildings, the limit is $1,581,750.
In terms of conventional loans, the highest loan allowable for a single-family home is $822,375. For properties with two units, it's $1,053,000, increasing to $1,272,750 for three units, and $1,581,750 for those with four units.
Our FHA calculator aids in evaluating today’s top FHA rates and determining the qualifications needed, including downpayment, income, credit, reserves, and necessary documentation.
The Lendersa® calculator lets you compare FHA rates and terms with a variety of other loan programs. Weigh options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accesses data from thousands of lenders, allowing for rapid comparisons tailored to your unique financial needs and profile.
See the Loan Limits Comparison Table for 2026 in Sea-Cliff county of Nassau, NY to understand maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand the requirements regarding income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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