In 2026, the FHA loan limits in Ogden county of Monroe, NY are set at $472,030 for a single-family home. For two-unit homes, it's $604,400, for three units, $730,525, and for four units, $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200. It rises to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Leverage our FHA calculator to access today’s leading FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation for qualification.
With Lendersa® calculator, you can compare FHA rates and terms against other loan programs, which include Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans. Thoroughly explore these options.
Gathering data from thousands of lenders, Lendersa® efficiently matches it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ogden county, Monroe, NY, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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