In 2026, FHA loan limits for Parma in Monroe, NY are $472,030 for a single-family home, $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
Conventional loan amounts are $726,200 for single-family homes, with $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Use our FHA calculator to see top FHA rates and determine the needed downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator helps you compare FHA rates and all other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data quickly from many lenders, comparing it against your specific financial needs.
Loan Limits Comparison Table for 2026 in Parma, Monroe, NY covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ to check qualifications for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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