For 2026, the FHA loan limit in Orchard-Park county of Erie, NY, is specified at $356,362 for a single-family home; it is $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The highest amount for conventional loans on a single-family residence is $548,250, reaching $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to discover today's top FHA rates and to assess the required downpayment, income, credit, reserves, and documents needed for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms alongside those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® efficiently collects data from thousands of lenders, quickly aligning it with your specific financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Orchard-Park county of Erie, NY, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To review qualification needs like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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