For 2026, the FHA loan limits in the county of Erie, within Wanakah, NY, include $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loans have a maximum loan amount for a single-family residence set at $726,200. The limit for homes with two units is $929,850, three-unit homes have a limit of $1,123,900, and those with four units have a cap of $1,396,800.
Try our FHA calculator to find out the current best FHA rates and assess necessary qualifications, including down payment, income, credit, reserves, and required documents.
The Lendersa® calculator provides comparison of FHA rates and terms across various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options. Discover a world of loan variety.
Lendersa® quickly retrieves loan program data from thousands of lenders, comparing it to match your personal financial requirements.
In the Loan Limits Comparison Table for 2026 in Wanakah, county of Erie, NY, you can compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification necessities, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
