The FHA loan limits for 2025 in Owego, Tioga county, NY are: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
Conventional loan limits reach $726,200 for a single-family home, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Utilize our FHA calculator to view the top FHA rates today and calculate the necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan types. Delve into conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans in comparison with FHA options.
Lendersa® aggregates loan data from thousands of lenders, swiftly comparing it to meet your distinct financial needs and profile.
For 2025 in Owego, within Tioga county, NY, see the Loan Limits Comparison Table, which contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To evaluate qualification conditions like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
SFR | 2 Units | 3 Units | 4 Units | |
---|---|---|---|---|
FHA | $472,030 | $604,400 | $730,525 | $907,900 |
Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
USDA | $336,500 | $336,500 | $336,500 | $336,500 |
VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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