In the year 2026, the FHA loan ceiling in Tioga county of Barton, NY stands at $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit residences.
The largest conventional loan amount for a single-family house is $726,200, with limits for two-units at $929,850, three-units at $1,123,900, and four-units at $1,396,800.
Utilize our FHA calculator to identify today’s competitive FHA rates and assess necessary qualifications such as down payment, credit, income, reserves, and documents.
With Lendersa®’s calculator, easily compare FHA loan rates and terms to other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls loan data from thousands of lenders and quickly matches it to your specific financial needs.
In 2026, view and contrast the maximum loan amounts for FHA and numerous other loans in Barton, Tioga, NY via the Loan Limits Comparison Table. Compare key qualification needs such as credit, reserves, and income using Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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