In 2026, FHA loan limits in Peekskill county of Westchester, NY set limits at $1,089,300 for a single-family home. For properties with two units, the limit is $1,394,775; it's $1,685,850 for three units, and $2,095,200 for four units.
The maximum conventional loan amount for a single-family home is $1,089,300, going up to $1,394,775 for two-unit homes, $1,685,850 for three-unit properties, and $2,095,200 for four-unit residences.
Use our FHA calculator to explore today’s best FHA rates and find out what downpayment, income, credit, reserves, and documents you need for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against those of other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® sources loan data from thousands of lenders, rapidly aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Peekskill county of Westchester, NY, lists maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money. To assess qualification aspects like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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