For 2026, the FHA loan limits in Highlands county of Orange, NY stand at $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit dwellings, and $907,900 for 4-unit homes.
The maximum conventional loan amounts are $726,525 for one-unit residences, $930,300 for two-unit homes, $1,124,475 for three-unit buildings, and $1,397,400 for residences with four units.
Utilize our FHA calculator to find today’s most competitive FHA rates, ascertain downpayment requirements, and evaluate needed income, credit, reserves, and documents for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from countless lenders and swiftly aligns it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Highlands county of Orange, NY allows comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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