For 2026, the FHA loan cap in Rye county, Westchester, NY, is $1,089,300 for a single-family house, $1,394,775 for two-unit residences, $1,685,850 for three-unit homes, and $2,095,200 for four-unit properties.
Maximum conventional loan limits are $1,089,300 for single-family homes, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Try our FHA calculator to uncover today's best FHA rates and find out the necessary down payment, income, credit score, reserves, and documents to qualify.
The Lendersa® calculator helps you assess FHA rates & terms alongside those of other loan types. Compare FHA with Conventional, Jumbo, VA loans, USDA options, Non-Qm, and hard money loans.
Lendersa® aggregates data from numerous lenders, providing rapid comparisons to match your financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Rye county of Westchester, NY, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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