For 2026, the FHA loan limits in Scarsdale, within the county of Westchester, NY, are structured as follows: $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for three-unit structures, and $2,095,200 for four-unit residences.
Regarding conventional loans, the maximum allowable amount is $1,089,300 for single-family dwellings. For two-unit buildings, the cap is $1,394,775, for three-unit ones it is $1,685,850, and for four-unit homes, it extends to $2,095,200.
You can utilize our FHA calculator to access the most competitive FHA rates today and assess the required downpayment, income, credit, reserves, and documentation needed for eligibility.
The Lendersa® calculator is designed to assist you in juxtaposing FHA rates and terms with those available in other loan programs. Investigate and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates detailed loan program information from a vast network of lenders and compares it in mere seconds against your specific financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 within Scarsdale from Westchester, NY. This tool compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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