For 2025, the FHA loan cap in Saugerties, within Ulster county, NY, is set at $472,030 for single-family homes. It stands at $604,400 for two units, $730,525 for three units, and $907,900 for four units.
As for conventional loans, the limit reaches $726,200 for a single-family residence. For two units, it is $929,850; for three units, $1,123,900; and for four units, $1,396,800.
Try out our FHA calculator, which shows today's prime FHA rates and helps determine the downpayment, income, credit, reserves, and other requirements you need to qualify.
With the Lendersa® calculator, you can examine FHA rates and terms alongside a variety of other loan products like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from numerous lenders, quickly comparing it to your specific financial profile and needs.
Examine the Loan Limits Comparison Table for 2025 in Saugerties, Ulster county, NY, which contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess eligibility criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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