In the year 2025, the FHA loan limit for a single-family home in Schaghticoke county of Rensselaer, NY is $472,030. For homes with two units, the limit is $604,400, for three units it is $730,525, and for four units, it goes up to $907,900.
The maximum amount permitted for conventional loans on a single-family residence is $726,200. For two-unit properties, it is $929,850; for three-units, it's set at $1,123,900, and for four-units, it stretches to $1,396,800.
Use our FHA calculator to check today’s leading FHA rates and assess what you need for qualification, including downpayment, income, credit, reserves, and documentation.
The Lendersa® calculator facilitates comparisons among FHA loan rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accumulates data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
For 2025, see the Loan Limits Comparison Table in Schaghticoke county of Rensselaer, NY, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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