As of 2026, the FHA loan limit for a single-family home in Pittstown county, Rensselaer, NY stands at $472,030. For properties with 2-units, it is $604,400; for those with 3-units, the limit is $730,525, and for 4-units, it reaches $907,900.
Meanwhile, conventional loan limits in the same region are $726,200 for single-family residences, rising to $929,850 for 2-unit homes, $1,123,900 for 3-units, and $1,396,800 for properties with 4-units.
Utilize our FHA calculator to identify today’s top FHA rates and understand the requirements for downpayment, income, credit, and necessary documentation to qualify.
With the Lendersa® calculator, you can compare FHA terms and rates with those of various other loan programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA ones.
Lendersa® aggregates data from thousands of lenders and rapidly contrasts programs tailored to your financial circumstances and preferences.
The Loan Limits Comparison Table for 2026 in Pittstown, Rensselaer, NY allows you to assess the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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