For 2026, the FHA loan limit in Oswego county, Schroeppel, NY is set at $472,030 for a single-family home. It's $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for homes with four units.
The top permissible loan amounts for conventional loans are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today’s best FHA rates and calculate necessary qualifications like down payment, income, credit, reserves, and required documents.
The Lendersa® calculator aids in comparing FHA rates and terms with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from numerous lenders, matching it with your financial profile and needs quickly and efficiently.
Refer to the Loan Limits Comparison Table for 2026 in Schroeppel county within Oswego, NY, which lists maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) for income, reserves, and credit eligibility comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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