In 2025, the FHA loan limits in Palermo, Oswego county, NY are defined as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for homes with three units, and $907,900 for four-unit residences.
For conventional loans on a single-family residence, the maximum amounts are $726,200, with $929,850 for two-unit homes, $1,123,900 for three-unit structures, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today’s top FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from a variety of other loan programs. Analyze and consider Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently accesses loan program data from numerous lenders and swiftly aligns it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Palermo, Oswego county, NY offers insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification needs, including income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
SFR | 2 Units | 3 Units | 4 Units | |
---|---|---|---|---|
FHA | $472,030 | $604,400 | $730,525 | $907,900 |
Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
USDA | $336,500 | $336,500 | $336,500 | $336,500 |
VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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