For 2025, the FHA loan limits in Shandaken county of Ulster, NY are: $472,030 for single-family homes, $604,400 for two-unit homes, $730,525 for three-unit homes, and $907,900 for four-unit residences.
The maximum loan amount for conventional loans on a single-family residence is $726,200. Two-unit properties have a limit of $929,850, with limits of $1,123,900 for three units and $1,396,800 for four-unit homes.
Our FHA calculator helps you explore today’s best FHA rates and calculate the necessary downpayment, income criteria, credit standings, reserves, and documents required for qualification.
The Lendersa® calculator allows comparisons between FHA rates and terms and those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive data from thousands of lenders, offering comparisons that address your specific financial profile and needs.
The Comparison Table of Loan Limits for 2025 in Shandaken county, Ulster, NY provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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