In 2026, the FHA loan limit in South-Nyack county, located in Rockland, NY, is outlined as $822,375 for a single-family house. For 2-unit properties, the limit stands at $1,053,000, increasing to $1,272,750 for residences with 3-units, and reaching $1,581,750 for 4-unit buildings.
The maximum conventional loan amount for a single-family residence is $822,375. For 2-unit homes, this figure is $1,053,000, for 3-units, it's $1,272,750, and for 4-units, the limit is $1,581,750.
Take advantage of our FHA calculator to explore today's optimal FHA rates and discern the necessary down payment, income, credit score, reserves, and documentation needed to be eligible for a loan.
The Lendersa® calculator empowers you to compare the rates and terms of FHA loans against those of all other loan programs. You can delve into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in comparison with FHA.
Lendersa® efficiently gathers extensive loan program data from thousands of lenders and within moments aligns it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in South-Nyack county of Rockland, NY enables you to contrast FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To delve into detailed qualification requirements, including income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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