In the year 2026, the FHA loan limits in Rockland county, situated within Congers, NY, is $1,089,300 for a property with a single-family unit, $1,394,775 for properties with two units, $1,685,850 for three-unit buildings, and $2,095,200 for properties with four units.
When it comes to conventional loans, the highest allowed amount for a single-family dwelling is $1,089,300. For two-unit homes, the limit is $1,394,775; for three units, it is $1,685,850; and for four-unit dwellings, the cap is $2,095,200.
You can utilize our FHA calculator to view today’s optimal FHA interest rates and calculate the down payment, necessary income, credit requirements, reserves, and documents that may be needed for qualification.
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The Lendersa® calculator facilitates a side-by-side comparison of FHA loan rates and terms with various other loan programs. Dive into the details of Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast to FHA loans to make an informed choice.
Lendersa® expediently retrieves loan data from a broad range of lenders and matches it effectively to your particular financial specifications and needs, allowing for quick comparisons.
The Loan Limits Comparison Table for the year 2026 in Rockland county of Congers, NY comprehensively compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in terms of maximum loan amounts. To thoroughly examine qualification standards such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™), offering detailed insights to aid in your decision-making process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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