For the year 2026, the FHA loan limit in Tuckahoe county of Westchester, NY is set at $1,089,300 for single-family homes. For two-unit residences, it's $1,394,775; for three units, it's $1,685,850; and for four units, the limit is $2,095,200.
When it comes to conventional loans, the maximum for a single-family dwelling is $1,089,300. The limit for two units is $1,394,775, for three units it's $1,685,850, and for four units, the cap is $2,095,200.
Use our FHA calculator to find the best FHA rates available today and assess down payment, income needs, credit, reserves, and required qualifying documents.
The Lendersa® calculator lets you compare FHA rates and terms with various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources data from thousands of lenders, offering fast comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Tuckahoe, Westchester, NY shows the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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