In 2026, the FHA loan limit for Eastchester county of Westchester, in NY, is $1,089,300 for single-family homes, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
For conventional loans, the limit on a single-family residence is $1,089,300. For two-unit dwellings, it is $1,394,775, for three units $1,685,850, and $2,095,200 for residences with four units.
Use our FHA calculator to identify today's best FHA rates and understand the requirements for downpayment, income, credit score, reserves, and necessary documentation to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® gathers data from thousands of lenders, enabling a quick match with your specific financial profile.
For 2026, the Loan Limits Comparison Table in Eastchester county, Westchester, NY, shows maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate eligibility criteria like income, reserves, and credit requirements, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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