In 2026, FHA loan limits for University-at-Buffalo county in Erie, NY are established as $356,362 for single-family homes, $456,275 for 2-unit properties, $551,500 for 3-unit buildings, and $685,400 for 4-unit residences.
The conventional loan maximums for a single-family home are set at $548,250. They increase to $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit sites.
Utilize our FHA calculator to find today’s top FHA rates and understand the downpayment, income, credit, reserves, and paperwork required to qualify.
The Lendersa® calculator provides the capability to compare FHA rates and terms alongside those of all other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan program data from thousands of lenders, enabling swift comparisons matched to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in University-at-Buffalo county of Erie, NY provides detailed insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare qualification essentials such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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