In 2025, the FHA loan limit for Watkins-Glen county, nestled in Schuyler, NY, stands at $356,362 for a single-family home. For 2-unit properties, it is $456,275; for 3-units, $551,500; and for 4-units, $685,400.
The maximum limit for conventional loans on a single-family residence reaches $548,250. For two-unit buildings, it's $702,000, for three units, it's $848,500, and for four units, $1,054,500.
Use our FHA calculator to find today’s leading FHA rates and understand the requirements for downpayment, income, credit, reserves, and documents necessary to qualify.
The Lendersa® calculator helps compare FHA rates and terms against those of various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers information from thousands of lenders, allowing for quick comparison against your specific financial profile and requirements.
This year's Loan Limits Comparison Table for 2025 in Watkins-Glen county, Schuyler, NY provides a thorough look at maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. To assess qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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