The FHA loan limits for 2026 in Williamson county within Wayne, NY are: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amounts are $726,200 for a single-family home, $929,850 for properties with two units, $1,123,900 for three-unit residences, and $1,396,800 for four units.
Utilize our FHA calculator to discover today’s best FHA rates and assess the down payments, income requirements, credit scores, reserves, and necessary documents for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs. You can compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® retrieves data on loan programs from many lenders, offering comparisons tailored to your financial needs in just seconds.
For 2026, the Loan Limits Comparison Table in Williamson county, Wayne, NY lets you evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare income, reserves, and credit requirements, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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