For 2026, the FHA loan limit within Marion county in Wayne, NY is as follows: $472,030 for a single-family home, $604,400 for 2-unit residences, $730,525 for 3-units, and $907,900 for 4-unit houses.
The highest permissible loan amounts for conventional loans on a single-family household are $726,200. For properties with two units, the limit is $929,850; for those with three units, it's $1,123,900; and for four-unit residences, the cap is $1,396,800.
Utilize our FHA calculator to explore today's leading FHA rates and determine what is required for downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator is an excellent tool for comparing FHA rates and terms with those of other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
By sourcing data from thousands of lenders, Lendersa® quickly compares options against your specific financial profile and requirements in seconds.
The Loan Limits Comparison Table for 2026 in Marion county, Wayne, NY provides comprehensive comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For additional insights into qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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