For 2026, in Yorktown, Westchester County, NY, the FHA loan limits are set as follows: $1,089,300 for a single-family home, $1,394,775 for properties with 2-units, $1,685,850 for those with 3-units, and $2,095,200 for 4-unit residences.
The maximum amounts for conventional loans are $1,089,300 for a single-family house, $1,394,775 for 2-unit properties, $1,685,850 for 3-unit homes, and $2,095,200 for buildings with 4-units.
Use our FHA calculator to view today’s top FHA rates and assess the needed downpayment, income, credit, reserve funds, and documentation required for qualification.
The Lendersa® calculator lets you compare FHA loan rates and terms with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently retrieves data on numerous loan programs from thousands of lenders, quickly analyzing them against your particular financial situation and needs.
The Loan Limits Comparison Table for 2026 in Yorktown, Westchester County, NY, provides a comprehensive look at limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth comparison of qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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