In the year 2026, the FHA loan limits in Bedford, Westchester county, NY are as follows: $1,089,300 for single-family homes, $1,394,775 for properties with two units, $1,685,850 for three-unit residences, and $2,095,200 for buildings with four units.
Conventional loan amounts are capped at $1,089,300 for a single-family home, $1,394,775 for homes with two units, $1,685,850 for three-unit homes, and $2,095,200 for four-unit homes.
Utilize our FHA calculator to access today's top FHA rates and determine the downpayment, income, credit score, reserves, and required documents for qualification.
Use the Lendersa® calculator to contrast FHA rates and terms with those in other loan programs. Compare possibilities such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from numerous lenders, allowing quick comparisons tailored to your financial profile.
In 2026, check the Loan Limits Comparison Table for Bedford, Westchester county, NY, which examines maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification comparisons including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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