In 2026, the FHA loan limits for Ashland, located in Ashland County, OH, stand at $472,030 for a single-family home. For two-unit buildings, it rises to $604,400, while three-unit properties reach $730,525 and, for four-units, the limit extends to $907,900.
Regarding conventional loans, the highest available amounts for a single-family residence are $726,200. For duplex residences, the cap is $929,850, for triplexes $1,123,900, and for structures with four units, it peaks at $1,396,800.
Utilize our FHA calculator to access today’s top FHA rates, determining necessary down payments, income thresholds, credit parameters, reserves, and the documentation necessary to qualify.
The Lendersa® calculator provides insight into comparing FHA rates and terms alongside those of various other loan programs. This includes options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling comprehensive comparison.
Gathering extensive loan data from thousands of lenders, Lendersa® matches it against your specific financial profile and unique needs with speed and accuracy.
This year’s Loan Limits Comparison Table for Ashland, in Ashland, OH, offers detailed reviews of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification standards like income, reserves, and credit assessments.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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