As of 2025, the FHA loan limits set for Canal-Winchester county, part of Fairfield, OH, are as such: $397,900 applies for single-family houses, $509,350 for two-unit dwellings, $615,700 for tri-unit homes, and $765,200 applies for four-unit complexes.
Conventional loan caps for a single-family residence have been established at $548,250. If your property contains two units, the maximum loan is $702,000, for three units, the cap is $848,500, and for four-unit properties, it is $1,054,500.
Utilize our FHA calculator to discover today’s best FHA rates. It assists with calculating necessary components such as the downpayment, qualifying income levels, credit score requirements, reserve amounts, and the paperwork required for qualification.
With the Lendersa® calculator, you have the capability to compare the interest rates and terms offered by FHA loans with those of other loan types. Explore and compare this with options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® aggregates loan program data from a vast network of lenders and swiftly analyzes it against your distinct financial profile and needs, offering tailored comparisons and insights.
The Loan Limits Comparison Table for 2025 in Canal-Winchester county within Fairfield, OH, provides the opportunity to compare the maximum allowable loan amounts for different loan types such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further exploration of qualification requirements such as income thresholds, reserves, and credit considerations, you can utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $397,900 | $509,350 | $615,700 | $765,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $318,300 | $318,300 | $318,300 | $318,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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