For 2026, the FHA loan limits in Grafton, Lorain, OH are set as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit dwellings, and $907,900 for four-unit buildings.
The maximum loan amounts for conventional loans on a single-family home are $726,200; for two units, they increase to $929,850, for three units to $1,123,900, and for residences with four units, up to $1,396,800.
Our FHA calculator provides today's top FHA rates and helps you to identify the necessary down payment, income, credit requirements, reserves, and documents needed to qualify.
The Lendersa® calculator helps you compare the rates and terms of FHA loans against all other available programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing loan program data from thousands of lenders, Lendersa® can quickly match this information to your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Grafton, within Lorain, OH, allows users to compare maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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