In the year 2026, the FHA loan limits in Heath county, situated in Licking, OH, stand at $488,750 for single-family homes, $625,700 for two-unit properties, $756,300 for residences with three units, and $939,900 for homes with four units.
The maximum conventional loan amount for single-family residences is $726,200. For two-units, it's $929,850, for three-units, $1,123,900, and for four-unit homes, it's $1,396,800.
Utilize our FHA calculator to find today’s premier FHA rates and decide on the downpayment, income, credit conditions, reserves, and documentation required for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms against all other loan program options. Delve into and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
By gathering a wealth of data from thousands of lenders, Lendersa® provides rapid comparisons according to your financial profile and necessity.
The Loan Limits Comparison Table for 2026 in Heath county within Licking, OH offers a side-by-side look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To comprehend qualification demands like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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