In 2026, the FHA loan limits in Newark, Licking county, OH, are $488,750 for single-family homes, $625,700 for two-unit residences, $756,300 for three-unit buildings, and $939,900 for four-unit properties.
The highest amount allowed for conventional loans on a single-family home is $726,200, with $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.
Our FHA calculator can provide the best FHA rates of the day and clarify the necessary downpayment, income, credit assessment, reserves, and documentation required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing from data sourced from thousands of lenders, Lendersa® aligns this information with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Newark, county of Licking, OH, presents a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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