In 2025, the FHA loan limits for Jefferson county, located in Ashtabula, OH, are $472,030 for a single-family home, $604,400 for a property with 2 units, $730,525 for structures with 3 units, and $907,900 for those having 4 units.
The highest loan amount for conventional loans available on a single-family house is $726,200. For 2-units, this rises to $929,850, for 3-unit homes it is $1,123,900, and for 4-units, it maxes out at $1,396,800.
Use our FHA calculator to check today's most favorable FHA rates, and discover the requirements for down payments, income, credit score, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those offered by a variety of other loan programs. Evaluate your choices, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, contrasting them with FHA terms.
Lendersa® swiftly aggregates comprehensive data from numerous lenders, matching it to your distinct financial profile and needs.
Refer to the Loan Limits Comparison Table for 2025 in Jefferson, part of Ashtabula, OH, to assess maximum loan sizes for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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