In the year 2026, the FHA loan limit for a single-family home in Geneva within Ashtabula county, OH, is $472,030. The limit for two-unit structures is $604,400, for three-unit residences it's $730,525, and for four-unit properties, it reaches $907,900.
The maximum amount available for conventional loans is $726,200 for a single-family home. For two-unit dwellings, it's $929,850, for three-unit homes, it's $1,123,900, and for four-unit residences, the limit is $1,396,800.
Leverage our FHA calculator to explore today's competitive FHA rates and assess the required down payment, income level, credit score, financial reserves, and documentation needed to qualify.
The Lendersa® calculator provides the capability to investigate and compare the rates and terms of FHA loans against other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects comprehensive data from thousands of lenders, swiftly evaluating it to align with your specific financial profile and requirements.
Look at the Loan Limits Comparison Table for 2026 available in Ashtabula county, Geneva, OH, to assess the maximum amount allowed for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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